Best In Class Partnerships
ISEBA has had a long history partnering with the approach Best in
Class with insurance carriers and vendors for the benefit of our
members. It is our mission
to deliver the finest comprehensive, accessible, user-friendly and
affordable employee benefits program for
Iowa
school employees.
Key advantages to our program include:
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ISEBA is a non-profit entity created to work only with school
districts, community colleges and area education agencies across
Iowa to deliver benefit
program expertise.
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Experienced benefit consultants and consolidated billing to ease
the management and administration of your employee benefit plans.
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Fully insured medical, dental, vision, life and disability
programs.
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Through the last 5
renewal periods, not one ISEBA school has received a double digit
increase in medical rates regardless of their own experience.
This is precisely why ISEBA has partnered with the following
organizations to deliver employee benefits to our members.
Take a look at a few of the Best in Class Partnerships
and benefits that make ISEBA and its members in the front of the class!
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Wellmark
Blue Cross and Blue Shield
A Winning Combination!
ISEBA, Farm Bureau and the Blues have formed a unique
partnership to provide the highest quality most affordable
prices on real solutions for the health care needs of
Iowa school
employees.
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Iowa Farm Bureau
Our free wellness screening and assessment and flu shot
programs are delivered to ISEBA schools with medical
coverage through our partnership with Iowa Farm Bureau.
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Delta
Dental Plan of
Iowa
Better care, more benefits, more providers, unmatched
service, community involvement and dedication to cost
savings, all add up to a better value for our members!
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Unum
A unique feature of the ISEBA UNUM life and disability
program is the LifePhases program, which offers a new,
integrated approach to income protection and work/life
benefits. This
benefit is available to ISEBA members at no additional
charge!
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Avesis
Join the millions of people who use Avesis to meet their
vision care needs. This program has been specifically
designed to provide you and your covered family members with
quality, professional vision care, all at a tremendous
savings to you!
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HM Life
Over the past few years, you may have
heard of the growing popularity of limited benefit medical
plans, also known as mini-med plans.
Limited benefit medical plans can be an effective
solution to providing an employee benefit to those part-time
employees not eligible to participate in your standard group
health offering.
These benefit plans are designed to help attract and
maintain a talented workforce.
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Wellness Program
New in 2009! ISEBA is offering a
Wellness Plan and On-Demand HealthMedia Library for members.
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Flexible Spending Accounts
Flexible Spending Accounts (FSA's) are an
employee benefit program provided under section 125 of the
Internal Revenue Code. Simply described, Flexible
Spending Accounts are pre-tax payroll deduction savings
plans for employees. Under the FSA plan (within the
provisions of the Internal Revenue Code), employees can se
aside specific portions of salary to reimburse out-of-pocket
expenses for healthcare and dependent care expenses.
These employee "contributions" are deducted from gross pay
before payroll taxes are deducted, creating significant
tax-savings for the employees.
The employer also benefits when employees
participate in an FSA. The employer is only required
to pay its share of payroll taxes on the "adjusted gross"
pay, after the employee's FSA contributions are deducted.
ISEBA FSA programs are administered by
Wellmark Blue Cross and Blue Shield of Iowa. Wellmark
Blue Cross and Blue Shield of Iowa charges a fee for this
service. If you are interested in establishing an FSA
program please  contact us
for more information.
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Last updated: Tuesday, September 01, 2009 Page:
This information is not intended for use without professional advice. While we have attempted to make this site as accurate as possible, it is only a summary. For more information, see our disclaimer.
Copyright © 2001 Iowa Schools Employee Benefits Association.
All Rights Reserved.
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